Payments and transfers on IBERIS

You choose a recipient from your contacts or enter their details, enter the amount, and confirm. IBERIS-to-IBERIS transfers between IBERIS accounts are free; SEPA transfers are free at launch pricing; international transfers have a small fee shown before you confirm.

Balances are recorded in an append-only ledger and every transfer is validated server-side — the app checks your plan limits, your verified balance and the recipient before money moves.

Requests work both ways: ask someone for a specific amount and they can pay or decline it from their payments screen, or do it inside a conversation — IBERIS chat supports sending and requesting money directly in the message flow, so the payment and the discussion live in the same thread.

Every IBERIS account has a public payment link: share it with anyone and they land on a payment page for your account where they can send you a chosen amount. It is the fastest way to get paid without exchanging bank details, and it works even for people who discover IBERIS through your link.

You fund your wallet with a card top-up or a bank transfer, and withdraw back to your bank account. Card top-ups carry the current percentage fee from the fee table; bank transfers and withdrawals are free (your bank or card provider may apply its own rates).